>
Date: Sat, 9 Nov 2002 04:33:40 GMT
X-Mailer: vmh for vim (v0.2) http://www.fleiner.com/vmh/
there is some information regarding credit
history on our directory at http://www.swiss-list.com/links/Detailed/46.shtml
There are three agencies that keep credit histories
(ask google, they are easy to find). You cannot
prove your credit history in most cases, you have
to build one with those companies. Google for them
and the term credit history and you will find out
much more than you ever wanted to know.
Claudio
on Fri, 8 Nov 2002 18:12:51 -0800 (PST) Leonore Wigger <leonorewigger_at_yahoo.com> wrote:
LW> Hi all,
LW>
LW> I've been living in the US for almost a year and it
LW> looks like I am going to stay a few more. I am trying
LW> to figure out the concept of credit history.
LW>
LW>
LW> 1) what can I do in order to build one?
LW>
LW> I know being on a lease helps.
LW> I know having (an) American credit card(s) helps.
LW> What else?
LW>
LW> I am sure someone, somewhere, has compiled a handy
LW> list...
LW>
LW> 2) What might I need it for?
LW>
LW> So far I've encountered the situations of landlords
LW> asking for exorbitant deposits from me, and credit
LW> card companies unwilling to approve me.
LW> (But I've also found out that not all landlords and
LW> credit card companies are like this, fortunately).
LW>
LW>
LW>
LW> 3) How do I best "prove" my credit history?
LW> What service should I use?
LW> When an agency runs a credit report on me, where do
LW> they get the data from?
LW>
LW>
LW> Any explanations and/or personal experiences are
LW> appreciated!
LW>
LW> Best regards,
LW> Leonore Wigger
LW> San Francisco
----------------------------------------------------------------------------
Claudio Fleiner claudio_at_fleiner.com
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Received on Sat Nov 09 2002 - 06:20:23 PST
