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DISCLAIMER: Any opinion expressed by a contributor is to be considered his/her own personal opinion, not the opinion of any other swiss-list member, the swiss-list website managers or the swiss-list committee.
After looking through the archive, it looks like that one subject that
never came up is: what to do with a 401(k) plan when returning to
Switzerland.
I can see a few obvious solutions:
- Cash it and pay taxes (probably OK for a small amount, but not very
attractive for a large amount).
- Keep it (some plans seem to let you do this) or roll it to an IRA and
wait until retirement to start using it.
- Keep it or roll it to an IRA and cash it at a later time. [Maybe
there is a way to cash in small chunk to minimize taxes. My plan does
not allow this, but maybe an IRA does.]
I don't suppose there is a way to roll it to a Swiss plan - for
instance a "2nd pillar" (2eme pillier) - without paying taxes. Does
anybody know ?
I was wondering if anybody has tips/suggestions or other solutions to
propose.
Thanks a lot,
Marc Viredaz
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Received on Fri Jan 23 2004 - 19:03:40 PST