>
Date: Tue, 19 Sep 2000 11:50:30 -0700
X-Mailer: Internet Mail Service (5.5.2650.21)
Hi Alexej,
Try to have your company backing you up with some kind of guarantee letter.
that usually works. Otherwise, you can try one of these credit card
companies (i.e providian) that offer
you a credit card w/o credit history for a "nice" 19% APR, $50 annual fee,
$500 and
credit limit :( ...Pay the card bills on time for 6 months and then you
should be able to
switch to the fancy gold/milage/whatever stuff.
Hope it helps,
Julien
>-----Original Message-----
>From: Alexej Jerschow [mailto:AJerschow_at_lbl.gov]
>Sent: Tuesday, September 19, 2000 11:43 AM
>To: 'Swiss List'
>Subject: swiss-list: credit history
>
>
>Sorry if you get this twice, I forgot to specify a subject in
>my earlier
>mail.
>
>After 1.5 yrs using a debit card we decided we needed a credit card in
>the US. It seems that there are credit cards without fees out there but
>you can't have them without a CREDIT HISTORY.
>
>How does one build a credit history? Do I need to purchase some of the
>payable credit cards (they are about $50 processing fee plus $50 annual
>fee)? Is this the only way? Are there any cheaper ones?
>
>In fact, the only reason I want a c.c. is that I want to take advantage
>of free collision rental car insurance.
>
>Thank you very much for your comments
>Alexej Jerschow
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Received on Tue Sep 19 2000 - 11:51:23 PDT
