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Disclaimer: the information on this page may be outdated, partly incorrect, not apply to you or be flat out wrong. Use this information only after cross checking. You have been warned!
If there is even a small chance that you will stay for more than a year you need a real US credit card in order to build a credit history.
If you are a newcomer here, and you do not already have an American credit card, and you would like to get one, you will notice that issuers give a lot of importance to your credit record in the USA. Unfortunately, if you do not have any credit record in the USA, you cannot obtain a credit easily. If you stay for more than a year you should try to get a credit card and use it to make sure you get a credit history. Without it you will run into problems when leasing cars, buying a house, ... . In any case don't apply for a credit card before you have a bank account, an address that will not change too soon, a drivers license and a social security number, chances are even smaller that you would get one.
Submitted by: Claudio Fleiner
Pages Updated On: 30-Dec-2007 - 03:12:02
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