>
Date: Tue, 19 Sep 2000 12:26:33 -0700 (PDT)
The ones that worked for me (2 years ago) were:
1) Buy a car on a credit. We just accepted whatever interest rate
the car dealer offered us (I guess we ended up getting 16%) and
payed back the whole amount in 2-3 month. That way we had established
an initial credit line and we did not have to pay too much interest.
2) Try to get a credit card through IEEE (or some similar org). I was
an IEEE member for some years before moving to the US and this worked
quite well. After 2 month in the US we had a MC.
Hope that helps.
Regards,
Eric
--- Alexej Jerschow <AJerschow_at_lbl.gov> wrote:
> Sorry if you get this twice, I forgot to specify a subject in my earlier
> mail.
>
> After 1.5 yrs using a debit card we decided we needed a credit card in
> the US. It seems that there are credit cards without fees out there but
> you can't have them without a CREDIT HISTORY.
>
> How does one build a credit history? Do I need to purchase some of the
> payable credit cards (they are about $50 processing fee plus $50 annual
> fee)? Is this the only way? Are there any cheaper ones?
>
> In fact, the only reason I want a c.c. is that I want to take advantage
> of free collision rental car insurance.
>
> Thank you very much for your comments
> Alexej Jerschow
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Received on Tue Sep 19 2000 - 12:26:59 PDT
