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DISCLAIMER: Any opinion expressed by a contributor is to be considered his/her own personal opinion, not the opinion of any other swiss-list member, the swiss-list website managers or the swiss-list committee.
A tricky subject. We just bought a condo using US funds from my fiancees
family.
What I would probably do is treat the two financial transactions separately.
Therefore, I would get the Erbvorbezug (with all the legal documents this
entails) onto a Swiss bank account; transfer it into an American account and
use it as a downpayment or pay fully for the house.
Houses are sold "for cash" all the time here.
Talk to your financial adviser about the tax issues concerning this.
I'm sure you can add your parents onto the title of the property.
Christian Ter-Nedden, Fullerton, California
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