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DISCLAIMER: Any opinion expressed by a contributor is to be considered his/her own personal opinion, not the opinion of any other swiss-list member, the swiss-list website managers or the swiss-list committee.
)
My understanding is if the total amount of money
accumulated in your 401k plan is above $5,000, you
have the option to leave it or not.
Below $5,000 they give you the money back right away
when you stop working in the US.
I am not sure these rules are general, they might be
depending upon who you have your 401k plan with.
I hope this helps,
Olivier
--- Alexandre Pauchard
<
> wrote:
> Dear Swiss-listers,
>
> Does anyone know the answer to the following
> question:
>
> You enroll in a 401K program, stay in the US for x
> years, and then go back
> to Europe. Can you leave the contributed amount in a
> 401K program until your
> retirement age, and then have this amount
> transferred on a US or Swiss bank
> account ? Or do you have the obligation to withdraw
> the money when you leave
> the US (well, what's left after tax and penalty
> deductions...) ? And what
> about IRA's ?
>
> Thanks for any useful information on that matter,
>
> Alexandre Pauchard,
> Nova Crystals, Inc.
> San Jose, CA
=====
"If you think you have a new idea, it is either old or wrong or both."
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